CHARIS MORTGAGE CORPORATION
"Mortgage Service With A Guarantee"

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Alabama Mortgage Brokers Association

National Association of Mortgage Brokers

Charis Mortgage Corporation currently offers a variety of loan programs to meet the loan origination needs of clients acquiring property exclusively in Alabama & Tennessee.  We work with the leading lenders in the industry to provide the very best rates and loan products available.    Fees may Vary depending upon each product.

Rates are based on a loan amount of $200,000 and credit of 740 or above.  All rates are competitive.

 
30 Year Fixed
15 Year Fixed
VA
VA 15 Year
FHA
FHA 15 Year
Rural Development

Rates last updated on Wednesday, January 04, 2012

30 Year Fixed
Term: 30 years  
RatesAPRPoints
3.75%4%1%

15 Year Fixed
Term: 15 years  
RatesAPRPoints
3.25%3.693%1%

VA
Term: 30 years  
RatesAPRPoints
3.75%4%1%

VA 15 Year
Term: 15 years  
RatesAPRPoints
3.5%3.946%1%

FHA
Term: 30 years  
RatesAPRPoints
3.75%4%1%

FHA 15 Year
Term: 15 years   Maximum Amount: $412,000
RatesAPRPoints
3.5%3.946%1%

Rural Development
Term: 30 years  
RatesAPRPoints
3.875%4.127%1%


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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
 

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Residential

(1-4 Units)

 

Second Home

 

Investments

Commercial

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866.407.0042